Health Funds

At Phillip Island Dental in Cowes, we accept all health insurance cards like BUPA, Medibank, HCF, Australian Unity, Defence Health, Frank, GMHBA and all the others - and can swipe them through the HICAPS terminal to claim your dental extras benefits on the spot. You only pay the gap - which you can pay cash, Visa, Mastercard or American Express.

We are also partners with a range of insurances, which give you lower prices for your high quality dental treatment.  

We are an Accredited Dental Practice, therefore several health funds have chosen to partner with us, to ensure their members receive greater value, as well as are assured they are in a high quality practice.   As more and more funds see our quality practice serving the families of Phillip Island, Cowes, San Remo and Wonthaggi areas, we are open to assist more preferred provider agreements as well.

NIB health insurance members can save on the price of all kinds of dental services, from fillings, extractions to dentures and more.  Virtually every dental service will be 10-20% cheaper for you. NIB then will pay the benefit based on your level of cover of dental extras.  So your out of pocket will be less with us for NIB members, than with most other dentists.

Qantas Health Insurance also is a partner, who save you money on your dental treatment, by choosing the correct partner dentist.   Again the saving will be between 10-20% for you when we swipe your Qantas dental Extras.

Other partners that do the same are APIA over 50s health insurance, as well as Suncorp Health Insurance,   Australian Pensioners Insurance Agency, which serves retired people, provides health insurance tailored to retirees – and we are pour to be a partner with APIA Health Insurance, supporting the community we are based in.

Also the corporate dental plans offered by GU Health (also known as GU Corporate Health) will save you big money, and reduce your out of pocket on your dental treatment.  Grand United Health gives you lower prices, and a higher percentage back on your dental extras

TUH Health Fund (Teachers Union Health) as well as Union Health, are another group of health funds which give you lower prices, and greater benefits – while using your Dental Extras as a partner dentist. We salute the teachers and Union Members, and how they are of benefit for our community, and happy to help you save on your dental treatment.

Commonwealth Bank staff and their families along with CBA allied businesses, who have CBHS and CBHS Corporate dental extras on their insurance plans, will also save big when you come to see us for your dental check ups, and other treatment.  Make your health insurance go further at the right dentist.

So if you are looking for a dental extras preferred partner dentist in Phillip Island, chances are we Phillip Island Dental is the place for you.

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(03) 9120 2122

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For your complete dental care in Cowes

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